Checking your monthly mortgage statement and fixing what is wrong
Late fees on your statement
Statement answer
Your note sets the grace period and late fee. The statement must show late fees charged and the date after which a fee applies. If you paid on time and were still charged, send a written notice of error to the servicer's designated address.
Last reviewed against the primary sources listed below.
Check
- Payment date shown.
- Late fee date.
- Fees charged since the last statement.
Statement questions
When does a mortgage late fee apply?
After the grace period set in your note.
How do I dispute a late fee?
Send a written notice of error to the designated address.