Mortgage Statement & Escrow Guide

Checking your monthly mortgage statement and fixing what is wrong

Requesting information

Statement answer

You can send a written request for information asking for records such as the payment history or the owner of the loan. The servicer must acknowledge and respond within Regulation X deadlines, or explain why the information is not available.

Last reviewed against the primary sources listed below.

Commonly requested

Statement questions

Can I get a full payment history?

Yes, ask in a written request for information.

CFPB and IRS sources

Next: the year-end 1098