Checking your monthly mortgage statement and fixing what is wrong
CFPB and IRS sources
Statement answer
Mortgage Statement & Escrow Guide relies on Regulations X and Z, CFPB guides and IRS Form 1098 instructions.
Last reviewed against the primary sources listed below.
Updates
Rechecked on the date shown.
CFPB and IRS sources
- CFPB Regulation Z 1026.41: Periodic statements for residential mortgage loans
- CFPB: Regulation Z section 1026.39, mortgage transfer disclosures
- CFPB Regulation X 1024.17: Escrow accounts
- CFPB Regulation X 1024.35: Error resolution procedures
- CFPB Regulation X 1024.36: Requests for information
- CFPB: What's the difference between a mortgage lender and a mortgage servicer?
- CFPB: What is an escrow or impound account?
- CFPB: How can I tell who owns my mortgage?
- CFPB: What happens if the company that I send my mortgage payments to changes?
- CFPB: Consumer Complaint Database
- IRS: About Form 1098, Mortgage Interest Statement