Mortgage Statement & Escrow Guide

Checking your monthly mortgage statement and fixing what is wrong

How statements arrive

Statement answer

Most servicers must send a statement for each billing cycle, usually monthly. You can often choose electronic delivery if you agree to it. Some loans are exempt, such as certain small servicers that use coupon books, and statements change during bankruptcy. If statements stop arriving, ask the servicer in writing.

Last reviewed against the primary sources listed below.

If statements stop

Statement questions

How often do mortgage statements come?

Usually monthly, once per billing cycle.

Can I get my mortgage statement online?

Often yes, if you consent to electronic delivery.

CFPB and IRS sources

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